JeepersCreepers
New Member
For the last few years I was required to have full coverage insurance on my car because I had a loan on it. Now that the loan is paid off I keep thinking about dropping it down to PLPD since it would save me quite a chunk of change on insurance. I have this niggling thought in the back of my head though that as soon as I do drop it down I will have an accident. What do you guys have?