FenderBender
New Member
Right now, I have full coverage on my vehicle which means that if I were in an accident and the car was damaged the insurance company would pay up to the value of the car for repairs or replacement. It is pretty expensive and since my car is now a decade old, I am thinking about getting PLPD which means it really only covers you if someone else hits you. You can get a rider that covers animal damages and glass repair. It would save me almost 50% to change it but I am scared that the second I do, I will get in an accident.